The Wellcare Spendables® card offers a convenient way for members to access essential healthcare and wellness products. This card simplifies the process of purchasing approved over-the-counter (OTC) medicine and healthy food products at participating retailers. This article delves into the specifics of the Wellcare Spendables® card, outlining its benefits, eligible items, and usage guidelines.
Understanding the Wellcare Spendables® Card
The Wellcare Spendables® card is designed for ease of use. Members receive a preloaded allowance on the first of each month, the amount depending on their specific plan benefits. This allowance can be used at participating retail locations, online, or via a mobile app for home delivery, providing flexibility and convenience.
Accessing Healthy Foods
A significant benefit of the Wellcare Spendables® card is its application toward healthy foods at participating retail locations. Approved grocery items include a wide range of nutritious options, such as:
- Fresh fruit and vegetables
- Dairy items
- Meat and seafood
- Breads
- Pantry staples
- Nutritional drinks
This comprehensive list ensures that members have access to essential food groups, supporting a balanced and healthy diet.
Eligible Purchases Beyond Food
The Wellcare Spendables® card extends beyond groceries, covering a range of health-related needs. Members can use their card for plan-approved over-the-counter items, dental, vision, and hearing services.
Read also: Does Wellcare Cover Weight Loss Meds?
Diverse Usage Options
The Wellcare Spendables® card offers several usage options to cater to different needs and preferences:
- Retail Locations: The card can be used at participating retail locations, providing access to a wide variety of products and services.
- Online and Mobile App: Members can also use the card online or via a mobile app for home delivery, offering convenience and accessibility.
- Home Improvement and Safety Items: At Walmart stores or online at Healthy Benefits Plus, the card can be used to purchase home improvement and safety items.
- Providers with Valid MCC: The card can be used at providers with a valid Merchant Category Code (MCC).
- Rent Assistance: Members can use their Wellcare Spendables® card to help with the cost of rent for their home.
- Gas Purchases: Members can use their Wellcare Spendables® card to pay for gas directly at the pump. However, the card cannot be used to pay in-person at the cash register for gas.
Important Usage Guidelines
To ensure seamless usage of the Wellcare Spendables® card, members should adhere to the following guidelines:
- Activate the card prior to using it.
Over-the-Counter (OTC) Benefit
As part of their plan, members receive a fixed dollar amount preloaded onto their Wellcare Spendables® card for over-the-counter items.
Special Supplemental Benefits for the Chronically Ill (SSBCI)
It's important to note that some benefits are part of Special Supplemental Benefits for the Chronically Ill (SSBCI). Qualification is not automatic, and all applicable eligibility requirements must be met before these benefits are provided.
Read also: Weight Loss Surgery Guide
Read also: Healthy food access with Highmark Wholecare explained.